Publications and Articles

Darwin and The Naked Market - The evolution of fairness - Amazon

https://www.amazon.com/Darwin-Naked-Market-Evolution-Fairness/dp/0953473856

Ofgem Consultation Response.docx

Who Rules, the Regulator or the Ombudsman? Paper for the Treasury.

"A New Approach to Financial Regulation" Response to Treasury Consultation

Equitable Life Payments

Report for the Building Societies Association

The Gleneagles Conference - Report for The Times

Report for Consumer Focus on Financial Regulation

Article for the Chartered Insurance Institute

Evidence to Walker Review on Corporate Governance

Treating Customers Fairly Comment for The Times

Banking Compensation Comment for the Times

Change is Coming Comment for The Times

Non-executive Directors and the FSA Comment for The Times

Skin in the Game Comment for The Times